In most cases, people who receive collection calls accrued the debt themselves and have fallen behind on their payments. In some instances, however, these charges are a result of identity theft. Because people rely on technology to pay bills and make banking transactions, it is important to stay protected against hackers and Internet fraud. The…
Are you experiencing debt harassment? Collection agencies often prey on consumers. Why? Because it is in their best interest to scare consumers into paying. Creditors often use collection agencies to recover funds on delinquent accounts. The collection agencies are handsomely paid for their services, which often involve nagging collection calls and a barrage of written…
Debt collection harassment attorney Craig Kimmel and client Patrice Perry appeared on Fox News to discuss a case against Capital One.
The story surrounding Capital One’s $286 million demand letter is making headlines across the Country, everywhere from National Public Radio to The Consumerist to the UPI wire.
Perry’s troubles started in May 2009, when Capital One began trying to collect an alleged credit-card debt from her, according to the suit. The company not only called her at home and at work repeatedly, it also called her family and co-workers, the suit said.
Regardless of what kind of medium debt collectors use to reach consumers, they are prohibited from revealing information to third parties and cannot make false, deceptive, misleading or harassing representations.
These debt collectors view their violations of the FDCPA as a business decision instead of a lawful requirement that may must abide by.
“…the FTC received more complaints about the debt collection industry than any other industry. In 2009, the FTC received 119,364 complaints about first- and third-party debt collectors, up from 104,766 in 2008—an increase of nearly 15,000 complaints.”
Consumer Attorney Craig Kimmel discusses consumer rights and the Fair Debt Collection Practices Act on KYW TV’s Talk Philly Program.
Consumers who are behind on payments and owe debt have rights that are protected by the Fair Debt Collections Practices Act and can get compensation for each violation of the FDCPA.
