When debt collectors called you, they never expected you to call us!

Archive for the ‘Fair Credit Reporting Act’ Category

FTC Takes $4 Million Action Against Deceptive Debt Collector

“Convenience fees” never seem to be all that convenient, do they? Although convenience fees are common to countless businesses and service providers, these charges become an entirely different monster when a company illegally pushes them on its customers. RTB Enterprises, Inc. (d/b/a Allied Data Corporation) – along with the company’s president and sole shareholder, Raymond…

Read More


Good Ways to Repair Your Bad Credit

The old formula to build better credit went something like this: apply for a few credit cards, use them for affordable purchases such as groceries, utilities or gas; and then pay them off completely when the statement arrives each month, to show the bank that you can manage your credit responsibly. In today’s world, that…

Read More


Class Action Suit Filed Against NJ Law Firm Debt Collector Pressler & Pressler

A deceptive-practices lawsuit against Pressler & Pressler, New Jersey’s largest collections firm, is moving forward as a class action. U.S. District Judge Katharine Hayden in Newark certified a class of individuals who allege misrepresentations in a form letter they received from the debt-collecting firm. The form letter in question offered to settle and said once…

Read More


FTC Study Shows Five Percent of Consumers Pay More for Goods & Services Due to Errors on Credit Reports

Check Your Credit Report for Free Using AnnualCreditReport.com & Dispute Suspicious Activity A recent congressionally-mandated study of the U.S. credit reporting industry, by the Federal Trade Commission (FTC), found that five percent of consumers had errors on one of their three major credit reports. The results make it clear that consumers should check their reports…

Read More


Join us on Facebook Follow us on Twitter Visit our YouTube Channel

Site Map | Disclaimer | Privacy Policy | External Linking Policy
Copyright © 2009-2017. All rights reserved.