- Call you repeatedly
- Call you at odd times/places
- Disclose information of your debts to third parties
- Use profane/abusive language
- Contact you after written notification that you do not want to be contacted any further
- Claim to be affiliated with any governmental organization
- Misrepresent the character, amount or legal status of a debt
- Threaten to take any action that cannot be taken legally
- Accuse you of having committed a crime
- Threaten to communicate false credit information
- Attempt to collect even before your request to validate is honored
- Use deceptive methods to collect debts
- Call you before 8:00 a.m. or after 9:00 p.m.
- Call you, but not announce who he/she is
- Attempt or threaten to collect a debt that is too old to enforce under state law
- File any legal action and/or taking a judgment without properly serving the party being sued
- Waiting years after an unlawful judgment has been secured to attempt further collection activities
- Fail or refuse to identify itself as a debt collector
- Speak to others (family, friends, neighbors) about your debt
- Demand unlawfully your social security number, credit or debit card, bank account or e-check authorization
- Fail to send you written details about the debt within 5 days of the first call placed to you
- Claim affiliation with the police, court or any other authority
- Make any false promise to improve your credit score
If a debt collector has engaged in any of these abusive, deceptive, or unfair debt collection practices contact debt collection lawyers Kimmel and Silverman P.C for a free evaluation to determine if you are eligible to recover money damages. We stop collection calls and our service is free.
