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Archive for June, 2011

The Delicate Art of After-Death Debt Collections

Debt collectors have been known to use various techniques to secure payment, some of which violated the Fair Debt Collection practices act (FDPCA).  This can include pestering debtors, their friends, relatives and co-workers with calls at inappropriate times and places. In other cases, debt collections for debts of the dead, can rise from the grave…

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Collection Harassment News: Beware of the Fake Debt Collector

A NJ man recently received phone calls from someone claiming to be a debt collector. As it turns out, he paid his loan back months ago but the phony collection calls still tried to scam him out of hundreds of dollars. He’s telling his story to warn others of the threatening calls and collection harassment…

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Stop Debt Collectors before They Start: Deferments on Student Loans

Debt Collectors can be nasty and have earned their reputation for not being easy to deal with. It is easier it seems to avoid them altogether, hoping that the problem will go away on its own. Unfortunately, collection agencies have a hard time giving up. They know they are supposed to work within the rules…

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Zombie Debt Harassment: an Unfortunate Reality

By K&S on June 1st, 2011 | 4 Comments

Posted in: Debt Harassment
Tags: ,

Any type of debt harassment is a pain. But what about debts that have literally risen from the dead? Zombie debt is a debt that is old and often forgotten, or is a settled debt being brought back by a creditor or a collection agency claiming that it has no record of payment. Old debt…

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College Grads & Debt: How to Stop Collection Calls

By K&S on June 1st, 2011 | No Comments

Posted in: Collection Calls, Debt Harassment
Tags: , ,

Graduation season is upon us. On campuses around the country the sights of robes and graduation caps, the sounds of “Pomp and Circumstance,” and the photos of loved ones celebrating the day fill the senses of graduates, friends, and families as one chapter comes to an end and they embark on a new one. Unfortunately,…

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