Debt Collection Calls are never a pleasant experience but chances are, there is a reason you are being contacted. The first thing you want to do is take control of the call. Do this by asking questions. What is the company name? Where are they located? Tell me more about my debt history? Take notes…
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Debt collection agencies often employ harassing tactics that take advantage of consumer’s ignorance of the laws that are in place through the Fair Debt Collections Practices Act.
Introduced as a US Statute in 1978 as Title VIII of the Consumer Credit Protection Act, the Fair Debt Collection Practices Act (or FDCPA) aims to protect the rights of consumers against abuse and deceptive practices of debt collectors. CreditLaw.com was created to ensure anyone who is being harassed by Debt Collectors is protected under…
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