An Insider Look at How Debt Collectors View the FDCPA

The Fair Debt Collections Practices Act, or FDCPA, was enacted to protect consumers from overzealous debt collectors whose methods include harassment, threats and coercion. To these businesses a consumer is nothing more than a number representing dollars and cents, part of the profit margin and nothing more.

These debt collectors view their violations of the FDCPA as a business decision instead of a lawful requirement that may must abide by. Their disregard of this law is clearly expressed in the following insider marketing documents that were sent out to various debt collectors offering litigation services.

UNCOVERED! One Illinois lawyer bragging to Debt collectors how they can skirt the FDCPA!