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Posts Tagged ‘text message’

FDCPA Applies to Text Messages and Phone Calls

The Fair Debt Collection Practices Act (FDCPA) has a number of complex stipulations that prohibit debt collectors from utilizing practices deemed as harassing. Although some laws within the act can be pretty straightforward, other policies are more complex. For years, reputable debt agencies have understood that certain phone calling activities are illegal. For example, calling…

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Glendale-Based Debt Collector Fined $1M for Violating the FDCPA

By K&S on September 26th, 2013 | No Comments

Posted in: Debt Collectors, Fair Debt Collection Practices Act, FDCPA
Tags: , , ,

A Glendale, California-based debt collector will pay $1 million dollars to settle Federal Trade Commission charges that the defendants violated federal law. This is the first FTC action against a debt collector who used text messaging to attempt to collect debts in an unlawful manner. The FTC, the nation’s consumer protection agency, alleged that Archie…

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