Consumer Attorney Craig Kimmel Discusses Debt Collector Abuse
Have you been abused or harassed by a debt collector? You don’t deserve to be treated like a doormat nor should you tolerate as much. If your legal rights are being violated you might qualify for free legal help through the Fair Debt Collection Practices Act.
Consumer Attorney Craig Thor Kimmel was interviewed by MoneyTalksNews.com about what to do when debt collectors violate your rights. The Fair Debt Collection Practices Act governs what collectors are and are not permitted to do when attempting to collect debt. And yet some collectors still employ phone operators who use profane or abusive language and harass debtors over the phone. Not only is that not right, it’s also illegal.
So what do you do if a debt collector is pushing you around and violating the rules of the Fair Debt Collection Practices Act? Start with this simple three-step process:
-Validate the debt. You have 30-days after being contacted by a debt collector to write a letter requesting verification of the debt.
-Write a cease and desist letter and telling the collector not to call or write you, to leave you completely alone.
-Ask a consumer lawyer. Become predator instead of prey. Ask for free legal help and let the attorney charge the collector for fees.
If a collector violated the law, they can be held liable to pay you a cash award and pay all legal fees. If you’re being abused by a debt collector, it’s time to fight back.