How to Deal with a Debt Collection Lawsuit

If you are being faced with a debt collection lawsuit, there are steps you can take to handle it properly, get the free legal help you deserve, and ultimately win your case.

What You Can Do

If you are served with a lawsuit, read all the documents and associated instructions carefully. Record all important dates such as the date an answer is due or a court hearing is scheduled. Then call our offices immediately for an explanation of what to do next. Advice may vary depending on the nature of the lawsuit filed.

Gather all files together involving your case. If you have financial statements, such as credit card statements, gather them all in the file. Print out papers from online resources maintained by the credit card company.Ideally, you want records going all the way back from when your account balance was set at zero. Alternatively, ask your bank to send you records of cancelled checks and your account history featuring payments made. All other paperwork, such as the initial agreement with the credit card company, is also helpful to have.

Contact us as quickly as possible. It is not advised to handle matters yourself. We want to protect you from unknowingly doing something that could adversely affect the outcome of your case, making it hard for you to reverse the conditions in the future. For example, if you miss a court date or misinterpret the court rules associated with your case, it can be fatal to your defense.

If you have been served with a debt collection lawsuit, contact us immediately for free legal help.