Stop Collection Calls – Midland Credit Management, Inc. (MCM)

Anyone who has fallen behind on their bills has experienced the difficulty of dealing with a collection agency. It seems as though they will do anything in their power to collect the debtor’s money. Often, these tactics interfere with a person’s daily life. Debt collectors push the limits on the federal and state laws that are in place to regulate their industry. Sometimes, they cross the line – this is known as debt harassment. Agencies that break the Fair Debt Collection Practices Act should be held accountable for their actions, and that’s where we can help.

Midland Credit Management, Inc. (MCM) is one of the agencies that are known for using hard ball tactics to get people to pay back their debts. It is important for consumers to understand the difference between legal and illegal practices so they know when their rights are being compromised. People who receive phone calls from MCM should pay close attention to the practices they use because they are always teetering on the edge of debt harassment.

MCM claims to provide services to help consumers’ financial situations. They say their strategies are meant to help people pay off their debts and get back into good standing with their creditors. This company maintains that their business practices are considerate of the consumer. However, they have been accused of breaking federal laws regarding debt harassment. Believe it or not, this kind of hypocrisy is typical of debt collection agencies.

These are the steps to follow if you think you are experiencing debt collection harassment at the hands of MCM, or any other company for that matter:

  • Don’t bother trying to explain your situation. Debt collectors are not in the business of helping you with your financial hardship – they just want your money.
  • Obtain as much information about the caller and the agency as possible.
  • Keep written records of every phone call, including a detailed account of every conversation you have.
  • Tell the collector that your workplace does not allow such phone calls. By law, they are required to stop calling your employer.
  • If possible, record phone calls and messages.
  • Contact us. We are experienced attorneys that will a) help you determine if you are a victim of debt harassment, b) represent your case to get you the compensation you deserve, and c) STOP collection calls once and for all!