Let Us Help You with Portfolio Recovery Associates

Are you being harassed by Portfolio Recovery Associates? Your consumer rights may be violated and you don’t have to stand by without proper representation. We can help. Some creditors leverage third parties to help recover debt. The third parties use a set of techniques to get as much money back as possible. Many times, techniques used can be characterized as harassment. Consumers are often confused in regard to the relationship between creditors and debt collectors. First, you must understand your rights and then you can decide if you would like us to help you with your case further.
Record all contact with Portfolio Recovery Associates. Keep a notepad by the phone and keep all voicemail messages. Record the time, date, and numbers used by Portfolio Recovery Associates. Keep all letters sent by the debt collector too. Oftentimes, our law offices can use letters sent by collectors to illuminate violations of consumer rights.
Keep all pertinent information regarding your communications and agreements with the credit card company in one file. Ideally, you want statements all the way back from the time your account balance was set at zero. Ask your bank for copies of cancelled checks and statements reflecting payments made to creditors. Search for your original contract with the creditor as well.
Giving timely attention to your case is important. Do not hesitate to seek our help or that of another consumer advocacy agency. It is important to seek the help of a law office that has experience with debt collection and collectors. It is not the best decision to take matters into your own hands. Not having enough experience in handling the courts in reference to your case can negatively affect your position. On the other hand, the credit card company’s lawyers will be well experienced in trying to get you to pay off your debts.
Did you know that a large majority of debt collection lawsuits can be won by the consumer?! Did you also know that when your rights are violated, you are entitled to as much as $1,000 plus attorney fees, payable to the debt collector for violating your rights? It is very difficult if not impossible for consumers to get positive results without the help of legal representation.
Let us help in protecting you from Portfolio Recovery Associates. Contact our law offices today for more information on how we can help you!