Many aggressive debt collections operate at the very fringes of the law, and Citibank South Dakota is among the companies that routinely play “fast and loose” with the Fair Debt Collection Practices Act. With such a large, far-reaching consumer credit card business one would think that Citibank South Dakota would be more careful with its collection practices. Unfortunately this is not the case; consumers report interest rates being dramatically increased without prior notice, failure to negotiate in good faith and failure to provide documentation.
How to stop Citibank South Dakota Harassment
Citibank South Dakota debt harassment originating is unfortunately common with credit card partnerships with the likes of Sears, Shell Oil, AT&T and others. Consumers drawn into these relationships should proceed with care and should ensure a full understanding of the credit terms before signing a credit card agreement; identify the interest rate, understanding time limitations on promotional rates and understand when they need help. Citibank South Dakota is a very large bank and its collectors are merciless when it comes to reporting a delayed payment, so document your payment history and try your best to avoid delays to begin with. Should a collection agency become aggressive or abusive have an understanding of your rights through the FDCPA and contact credit law attorneys that can prevent any collection agency abuse.
Contact Information
PO Box 6148
Souix Falls South Dakota 57117
(800) 669-8488
Contact Us for more information or help in dealing with Citibank South Dakota Harassment
